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x402

What is x402?

x402 is an open payment protocol that brings stablecoin payments to plain HTTP. It revives the HTTP 402 Payment Required status so that servers can charge for APIs and digital content seamlessly. Clients (human users or AI agents) can pay programmatically to access resources without creating a separate account with every service. Merchant facilitator credentials are a separate layer: ordinary exact payments and the public shared Solana batch settlement lane can start without an API key, while paid facilitator usage and assigned lanes require one. Autonomous merchants can buy credits and receive a key over x402 without portal signup; vending creates a wallet-owned agent account. The merchant dashboard is the optional human-managed route.
Learn more about the x402 project at x402.org.

Why x402?

Legacy payment rails weren’t built for the web’s speed or for machine-to-machine use. They are slow, costly, and require sign-ups and keys. x402 embeds payment into the web’s native request–response flow, enabling instant, global, usage-based payments with minimal integration—ideal for humans and autonomous agents alike.

Benefits

  • Simple HTTP integration using status code 402
  • Pay-per-request and other usage-based pricing
  • Micropayments with stablecoins (e.g., USDC on Solana)
  • Agent-native: AI agents can discover and pay automatically
  • Payment-based access without a separate customer subscription; applications may still require identity or other access controls

How it works (high level)

  1. A buyer (client) requests a resource from a seller (server).
  2. If payment is required, the seller responds with 402 and payment instructions.
  3. The buyer constructs and sends a payment payload.
  4. The seller verifies and settles the payment (often via a facilitator) and then returns the resource.
x402 sequence diagram

Getting started

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